Zero Passive Income

Tell Me Why

On May 12, 2012, in Spiritual Lessons, by Jeremy Salvador

I’ll keep this morning’s thought brief. Tell Me Why…

Our Trip on The Cheap

On May 10, 2012, in Frugal Living, by Jeremy Salvador

The most important thing being debt free can afford is freedom. Now that we don’t have those pesky monthly bills we have the ability to save and invest our money the way that we want to – and as an added benefit, we have a lot more money available to do fun things like travel.

But we haven’t always been debt free. And we haven’t always been able to afford that kind of freedom.

That Which Makes a Deathbed Terrible

On May 5, 2012, in Spiritual Lessons, by Jeremy Salvador

A minister once visited a notable rich man in the community. Once at the rich man’s home, the minister was given a tour of the extensive manner. He was shown all the gardens, the beautiful estate, the vast acreage, the master crafted statutes, the expensive paintings, etc. It was all so opulent.

The rich man was very anxious to see what ideas all these things would arouse in the mind of the minister. He confidently expected a faltering compliment. Instead the preacher said, “Ah, David, David, these are the things which make a death bed terrible.” The ministers cryptic message had a dual fold meaning.

April 2012 Wealth Reports

On May 2, 2012, in Monthly Reports, by Jeremy Salvador

April 2012 net worth +$12,155.54 - It’s our 16th month into the Zero Passive Income Experiment. This was a big month for us because we officially became DEBT FREE! Check out what we with our money in this month’s wealth reports and see if some of our strategies can help you in your financial journey!

Forward Through Goals

On April 28, 2012, in Spiritual Lessons, by Jeremy Salvador

I believe that a person without goals in his life is like a ship without maps and a compass. He’ll drift aimlessly from day to day hoping to arrive at the nebulous port of “somewhere.” His voyage though life will be left to chance. Without goals, life is uninteresting and without challenge.

Goals are decisions to action. Goals are maps which give the routes to distant ports in life. Goals help a person know where he is going and how he is going to get there. A goal is more than a dream; it is a dream being acted upon. It is more than an “Oh, I wish I could.” A goal is a clear statement of “This is what I am going to do.” Goals are not fanciful doubts; they are declarations of faith.

We’re Debt FREE!!!!!

On April 27, 2012, in Total Money Makeover, by Jeremy Salvador

We’re Debt FREE!!!!! In this post we’ll tell you our story and exactly how we paid off $48,119.90 so that you can do the same thing if you’re struggling with debt. We finally did it. It’s been 7 long months into our Total Money Makeover and we’re finally free of all those monthly payments.

So for those of you who have been keeping track of our progress – Thank you! Thank you for all the support, encouragement, and accountability. We couldn’t have done it without you guys.

Almost Debt Free…

On April 23, 2012, in Financial Musings, Total Money Makeover, by Jeremy Salvador

Last week we posted that student loan 4 was paid off in full. But it was a little early to celebrate. We made the payment of $3,532.78 late in the afternoon on 4/19/2012. But it didn’t register on the bank’s system until 4/20/2012. And the payment didn’t clear until late today. So I was surprised when I opened up my student loan account and found this wretched sight:

Shortest Speech by CEO of Coca Cola

On April 23, 2012, in Spiritual Lessons, by Jeremy Salvador

Start out this morning right with 30 seconds of exceptional wisdom from Bryan Dyson the former CEO of Coca Cola.

This illustration make really makes you think about what’s important in your life and where you should devote your time and resources.

I encourage everyone to share these words of wisdom with their loved ones. They’re worth their weight in gold to their friends.

Think of Those Who Have Less Than You

On April 21, 2012, in Spiritual Lessons, by Jeremy Salvador

This morning I’d like to leave you with a story I once heard. It’s about a mother and her two little children. Due to unfortunate circumstances they were very poor and destitute. After several years of war, the woman was left as a widow, alone with two children to care for. She had very little left. She struggled to survive and provide for her family. And her hardships mounted as the fall months tapered into the cold winter…

Student Loan 4 Paid Off!

On April 20, 2012, in Total Money Makeover, by Jeremy Salvador

Last night we scheduled a payment for $3,532.78 to pay off student loan 4! Typically I wait until a payment is posted to blog about it, but I just couldn’t contain myself this morning. Once that payment clears it should pay off the loan completely and we’ll be officially DEBT FREEEEEEE!!